Legal

Terms of Service

Last updated: April 30, 2026

1. Acceptance of Terms

By accessing or using HomeKeys, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

2. Our Service

HomeKeys is an information and matching service that helps connect prospective homebuyers with down payment assistance programs and licensed lenders. HomeKeys is not a lender, mortgage broker, or government agency, and does not approve loans or guarantee program eligibility.

3. Eligibility

You must be at least 18 years old and a U.S. resident to use HomeKeys. By using the service, you represent that the information you provide is accurate and complete.

4. No Financial Advice

Information on HomeKeys is for general informational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional before making homebuying decisions.

5. Communications Consent

By submitting your information, you consent to be contacted by HomeKeys and our partners by email, phone, or text regarding programs you may qualify for. Standard messaging rates may apply. You can opt out at any time.

6. Limitation of Liability

HomeKeys is provided "as is" without warranties of any kind. To the fullest extent permitted by law, HomeKeys is not liable for any indirect, incidental, or consequential damages arising from your use of the service.

7. Changes to These Terms

We may update these terms from time to time. Continued use of the service after changes are posted constitutes acceptance of the updated terms.

8. Contact

Questions? Email legal@homekeys.example.