HomeKeys
Down Payment Assistance
Trusted by 250,000+ homebuyers

Buy Your Dream Home with $0 Down if qualified

Unlock federal, state, and local down payment assistance programs. Most buyers qualify for $10,000+ in grants — without ever repaying a cent.

Free • No credit impact • 60 seconds
$2.4B+
in assistance unlocked
2,000+
programs nationwide
250K+
happy homeowners
HUD-Approved Programs
Featured in Forbes
250,000+ Members
4.9 / 5 Rating
100% Free Service
Programs

There's a program for every homebuyer

We match you with the right combination of grants, loans, and assistance — so you keep more cash in your pocket.

Down Payment Grants

Qualify for grants up to $25,000 — money you never repay.

Zero Down Payment

USDA, VA, and special loan programs requiring $0 down.

First-Time Buyers

Exclusive programs designed for first-time homeowners.

Federal & State Programs

Access 2,000+ programs across all 50 states.

Trusted Lenders

Pre-vetted lenders compete to give you the best rate.

Closing Cost Help

Cover closing costs with assistance up to $10,000.

How It Works

From renter to homeowner in 3 steps

1

Click Get Started

Tell us a little about your homebuying goals — takes 60 seconds.

2

Match with Programs

We instantly match you with programs you qualify for in your area.

3

Move Into Your Home

Connect with a trusted lender and close on your new home.

Real Stories

Homeowners who started right where you are

"I thought I'd be renting forever. The team matched me with a $15,000 grant and I closed on my first home with $500 out of pocket. Life-changing."

Aisha Thompson
Aisha Thompson
Atlanta, GA

"Zero down. Zero gimmicks. I qualified for a USDA loan I didn't even know existed. We're in our forever home now thanks to this service."

Carlos Ramirez
Carlos Ramirez
Phoenix, AZ

"The process was so simple. Within a week I knew exactly which programs I qualified for. Saved us over $20,000 at closing."

Emily Carter
Emily Carter
Columbus, OH
FAQ

Questions, answered

Is this really free?

Yes. There's no cost to see what programs you qualify for. We're paid by our lender network — never by you.

Do I need perfect credit?

Many of our programs accept credit scores as low as 580. We'll match you with options that fit your situation.

How much assistance can I get?

Most homebuyers qualify for between $5,000 and $25,000 in grants and assistance — some receive even more.

Will this affect my credit score?

No. Getting matched with programs is a soft inquiry and will not impact your credit.

Your new home is closer than you think.

See which down payment programs you qualify for in less than a minute. It's free, and it won't affect your credit.

No obligation, no fees